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Wills 101 (national edition)

Wills 101 (national edition)

Preparing a will isn’t something most Canadians look forward to. Yet there are several good reasons why you shouldn’t procrastinate in getting your will prepared—especially when you consider how little it costs and the benefits that come with it. Having a will helps...
Common wealth transfer mistakes (national edition)¹

Common wealth transfer mistakes (national edition)¹

Each year in Canada, billions of assets are transferred at death. If you intend to transfer all or part of your assets to your beneficiaries, you want to make sure that it goes to the people you selected and in the manner you intended. Unfortunately, wealth transfer...
Be careful with joint ownership

Be careful with joint ownership

Placing non-registered assets into joint ownership with right of survivorship¹ is one of the most common methods of avoiding probate, and it can be effective in the right situation. However, there are some significant disadvantages with joint ownership that may...
Saving for Your Childs Education

Saving for Your Childs Education

A post-secondary education can be the key to unlocking life’s opportunities. However, as the cost of living increases over time, so do educational expenses at post-secondary institutions. Financing these costs may be difficult if you start late, especially if...
How Easy Is It To Save $1 Million?

How Easy Is It To Save $1 Million?

The sooner you start saving on a regular basis the more attainable this goal will seem. The chart below shows how affordable it can be if you start earlier, versus later in life. The numbers below illustrate what it takes – per year, month and week – for...